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City Hall In Jersey City – Jersey City Inspires Brooklyn Comparisons While Affordable Housing Crunch Tightens

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Jersey City has a bustling downtown, complete with outdoor cafes, hip murals and ubiquitous condo developments, which is inspiring a comparison with Brooklyn.

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15 Comments

  1. HOUSING IS NOT AN ENTITLEMENT, IT'S A PRODUCT. It's price is based on the free market, dictated by supply and demand. Now, I can understand the concerns of affordable housing, and some aid and incentives from the Government are justified. But still, if you're a renter who has gotten a bargain in the cosy of your rent, no matter how long, be it 5, 10, 20, or 30 years or more, you are not entitled to that low price forever. If your lease expires, and the new monthly cost is too much, then you have no legal claim to that property.
    This is one of the benefits of purchasing rather than renting a home. By buying via a (fixed-rate) mortgage, your contract with the lender GUARANTEES the cost of your monthly payment will remain the same, no matter how much the market drives up your homes value. You are protected from inflation and payment increases in a mortgage.
    I know this for a fact. See, I live in Westminster, CO., near Denver. Denver over the past 20 years has been a hot real estate market. Untill 2005, I lived in an apartment. My rent was about $640/ mo.. Then in 2005, I purchased a condo comparable to my apartment. My mortgage and HOA dues amounted to about $650 / mo. (a bit more than my rent). Today, my former apartment is over $900/ mo. But I'm still only paying about the same $650 as before.
    As a homeowner, you enjoy not just the protection from inflation, but tax benefits, lower auto insurance rates, the ability to get personal loans (If needed). There a also the pride of ownership. You feel a sense of satisfaction and accomplishment. You're a "member of the (homeowner) club", your money is working for you as you build equity, when you pay off the mortgage you triely OWN the home free and clear, no more payments! Oh, and no landlord will say you're not allowed to paint a wall, remodel, or even have a pet!
    Life is GOOD as a homeowner. Buy a home, you'll see what I mean!

  2. I am so glad that I sold my home and moved out in 1995. I have lived in Jersey City ever since my birth in 1963. Where I have moved to, Monroe Township, New Jersey, and where I still live, in a high-end penthouse condo, is classier, cleaner, quieter, and 95% safer than JC ever could or ever would be. The rents where I live are $1,300 per month, but are worth the price to live where I live. I would rather pay that amount of rent and live where I live rather than pay that amount to live in a city that is not worth living in. I can afford better and I have better. I love every minute of living here in Monroe Township. I have loved every minute of living here for the last 22 years. The area I live in has not changed in the last 22 years. My old neighborhood, Alan Terrace in Jersey City, today looks like a shit hole.

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